As with history, once it passes, you cannot do anything to change it since it has already happened but you can try and repair the damage that was done. Trying to fix bad credit history is impossible but repairing your bad credit standing can be done. When people tell you that you should fix bad credit history for you to be able to avail of certain loans or lower interest rates, they probably mean that you should fix the damage that your bad credit history has done on your credit rating. This means that you will need to pay off all your debts, practice responsible spending habits and show creditors that you are no longer a credit risk and that your bad credit history is just that, history.